Cigna Dentist – Lake Zurich, IL
Learn How to Take Advantage of Your Cigna Dental Benefits
Cigna dental insurance offers reliable and affordable options for individuals who want to take proper care of their oral health without having to empty their savings. As a Cigna dentist in Lake Zurich, our team at Grand Dental is here to make sure your preventive and restorative treatment options do not cause you to overextend your budget. By partnering with this insurance company, we can keep fees low so that you pay less out of pocket while maintaining a healthier smile. If you have questions about how to use your plan when visiting our office, call and speak to a member of our team today.
Cigna Coverage Availability & Fees
Cigna’s dental plans vary, especially when it comes to how much you will pay each month (premium), your deductible, and your annual maximum. The biggest difference is whether you choose to see a dentist who is in-network or out-of-network, as the percentage of coverage is unlikely to be the same.
By choosing an in-network dentist like ours at Grand Dental – Lake Zurich, you can expect your benefits breakdown to look something like the following:
- 100% preventive coverage for dental checkups, cleanings, X-rays, etc.
- 80% basic restorative coverage for dental fillings, simple extractions, etc.
- 50% major restorative coverage for dental crowns, dentures, etc.
Preventive dentistry receives the highest level of savings because of its purpose in minimizing the risk of more serious oral health issues. Dental insurance is designed to help patients avoid needing restorative or emergency care. While accidents can still happen, and decay can still occur, you will pay little or nothing out of pocket when you choose to visit our office twice each year for dental checkups and cleanings.
If you do need restorative treatment at any point, the amount you will pay out of pocket will still be considerably less than if you were to choose an out-of-network dentist.
However, even if we are out of network with your plan, do not be alarmed, as we will do our best to make sure you receive the maximum reimbursement from your insurance company.
Meet the Team
Using your dental insurance in Lake Zurich does not have to be a worrisome problem. Our team at Grand Dental – Lake Zurich is here to make sure the price you pay is affordable and well within your budget. We’ll review your policy and indicate the most effective ways to take advantage of your available benefits, as well as file any claims associated with your proposed treatment. By working with Cigna on your behalf, we can make sure you get the most out of your plan and pay the lowest price each time. If you have questions or need further clarification, do not hesitate to contact our office.